By checking the box and signing below, I authorize Express Credit Boost to charge my card $300 for the Priority Hard Inquiry Removal service.

I understand and agree that:

1. Payment Authorization

By checking the box and signing below, you authorize Express Credit Crew to:

Charge your selected payment method for all agreed service fees
Process a one-time initial fee as displayed at checkout
Charge any applicable performance-based fees (e.g., per deletion fees) only after services have been rendered

You confirm that you are the authorized cardholder and approve these charges.

2. Nature of Services

Express Credit Crew provides credit optimization, education, and dispute assistance services designed to help improve your credit profile.

Services may include:

Credit report analysis
Dispute assistance for inaccurate, outdated, or unverifiable items
Credit utilization optimization
Credit card balancing strategies
Installment account positioning guidance
Inquiry control strategy
Consolidation recommendations

All services are provided as guidance and assistance, not guaranteed outcomes.

3. No Guarantee of Results

You acknowledge that:

Credit scores are determined by third-party credit bureaus
Outcomes depend on creditors, reporting agencies, and your financial behavior

We do not guarantee:

Removal of any specific negative item
Any increase in credit score
Approval for credit, loans, or financing
4. Strategy & Optimization Disclaimer

You understand that:

Credit optimization strategies (utilization, balancing, installment positioning) may produce varying results
Any action taken may result in positive, neutral, or negative outcomes
You are solely responsible for decisions made based on our recommendations
5. Service Scope Limitations
We do not act as a credit bureau, lender, or creditor
We do not make final decisions regarding your credit report
All recommendations are optional and based on your discretion
6. Client Responsibilities

You agree to:

Provide accurate and complete information
Submit requested documents promptly
Avoid false or misleading dispute claims
Follow guidance where appropriate

Failure to comply may impact service effectiveness.

7. Fees & Refund Policy
Fees are charged for services rendered, not guaranteed results
Any applicable refund policy will be disclosed at the time of purchase
Once services have begun, fees may be non-refundable unless otherwise stated

No refunds will be issued solely due to lack of desired results.

8. Legal Compliance & Consumer Rights

You understand that:

You have the right to dispute credit report information on your own at no cost
You have the right to cancel services within 3 business days of enrollment without penalty
9. Chargeback & Billing Disputes

You agree that:

You will contact Express Credit Crew before initiating any chargeback
Any chargebacks after services have been rendered may be contested with proof of service and work performed
10. Limitation of Liability

Express Credit Crew is not responsible for:

Decisions made by credit bureaus or creditors
Changes in your credit score
Reappearance of previously removed items
Financial decisions made based on your credit profile
11. No Legal or Financial Advice

All services are provided for educational and informational purposes only and do not constitute legal, financial, or lending advice.

12. Modifications

Express Credit Crew reserves the right to update these Terms at any time. Continued use of services constitutes acceptance of any updates.

13. Electronic Signature & Agreement

By signing below, you confirm that:

You have read and understood these Terms of Service
You agree to all conditions stated above
You authorize all charges as outlined
Your electronic signature is legally binding